I do appreciate the warning, and the 90% figure does seem reasonable.
If you don't mind going off track for a minute; do you know how the percentage of raid-z/raid-5 systems that end up with an unrecoverable pool (over a reasonable period, say max 10 years)?
If it's 1% for raid-z/raid-5 compared to 0.1% for raid-z2/raid6, then that's a reasonable risk for me. If it's 20% compared to 2%, then that's a bit scary.
I'm asking since I'm currently running a system with 2 internal drives and 3 external USB drives (the idea is to replace the external USB drives with the 5x3gb raid in Freenas, which is why I'm reluctant to go with raid-z2 since my storage capacity will barely be increased from what I have now) and I've only had a single drive failure so far. The idea of two of them happening in a quick succession seems very foreign, but maybe I've just been lucky thus far.